Note: All times are EST

Sun Mon Tue Wed Thu Fri Sat
1
Evaluating and Calculating Borrower Income 11:30 am
Evaluating and Calculating Borrower Income
Aug 1 @ 11:30 am – 12:30 pm
Who Should Attend: Loan Officers, Processors, Underwriters Thorough evaluation and accurate calculation of borrower income is critical in making an informed underwriting decision. Will the borrowers be able to make their new mortgage payment AND meet... Read more »
Demystifying the K-1 Analysis 3:00 pm
Demystifying the K-1 Analysis
Aug 1 @ 3:00 pm – 4:00 pm
Who Should Attend: Loan Officers, Processors, Underwriters When can I use income from the K-1 for qualifying? How do distributions influence my income calculation? Why does liquidity sometimes influence my loan approval? Join us for this... Read more »
2
Shut the Door on Fraud: Part II – Examining Documentation 11:00 am
Shut the Door on Fraud: Part II – Examining Documentation
Aug 2 @ 11:00 am – 12:30 pm
Hone your fraud detection skills and improve your proficiency at reviewing income, asset, property and other loan documentation for signs of potential fraud. Learning Objectives: Review fraud prevention and current fraud trends, with an extensive documentation... Read more »
Not Your Ordinary Assets 1:00 pm
Not Your Ordinary Assets
Aug 2 @ 1:00 pm – 2:00 pm
Catch this sequel to Liquid Assets for an introduction into less common assets that can be used in a mortgage transaction.  In this session you will learn: To evaluate the less common asset that may... Read more »
3
4
5
6
Fannie Mae and Freddie Mac: Understanding Your Options 11:00 am
Fannie Mae and Freddie Mac: Understanding Your Options
Aug 6 @ 11:00 am – 12:30 pm
This session highlights fundamental differences between Fannie Mae and Freddie Mac guidelines when using their respective Automated Underwriting System (AUS). Learning Objectives: Know how to better qualify a borrower by knowing the differences between Fannie and... Read more »
The Fundamentals of the Mortgage Process – Session 1: Understanding the Mortgage Cycle and How Mortgage Insurance Works 11:30 am
The Fundamentals of the Mortgage Process – Session 1: Understanding the Mortgage Cycle and How Mortgage Insurance Works
Aug 6 @ 11:30 am – 12:30 pm
Who Should Attend: Loan Officers, Processors, Underwriters In the first of our 3-part Fundamentals series, learn about the mortgage cycle, key players, regulatory compliance, mortgage insurance and MI premium plan options.
Beyond Schedule C 1:00 pm
Beyond Schedule C
Aug 6 @ 1:00 pm – 2:00 pm
Our Self-Employed Borrower workshop for those looking for a more condensed, advanced focus on business tax returns for the purposes of mortgage qualification. In this session you will learn to: Analyze tax returns from Schedule... Read more »
7
Mortgage Fraud 1:00 pm
Mortgage Fraud
Aug 7 @ 1:00 pm – 2:00 pm
Join Arch MI at 10 AM PT | 11 AM MT | Noon CT | 1 PM ET to understand the impact of mortgage fraud, how to spot it and how to prevent it. Mortgage... Read more »
Not Your Ordinary Income 2:30 pm
Not Your Ordinary Income
Aug 7 @ 2:30 pm – 3:30 pm
Catch this sequel to The Basics of Income for an introduction into more complex income types that can be used to qualify your borrower, including non-taxable income.  In this course you will learn to: Understand... Read more »
8
Freddie Mac with Underwriting Income and Employment 1:00 pm
Freddie Mac with Underwriting Income and Employment
Aug 8 @ 1:00 pm – 2:30 pm
Learn about determining income, assets and employment as a basis for mortgage qualification. In this 90 minute webinar, participants will learn more about the analysis, verification, calculation and determination of stable monthly income including employed... Read more »
Loan Processing 1:00 pm
Loan Processing
Aug 8 @ 1:00 pm – 2:00 pm
Join Arch MI at 10 AM PT | 11 AM MT | Noon CT | 1 PM ET to define the role of Loan Processing, use the 1003 as a roadmap to gather, review, and... Read more »
Selling in a Rising Rate Market 1:00 pm
Selling in a Rising Rate Market
Aug 8 @ 1:00 pm – 2:00 pm
Rates are rising! When was the last time you sold an Adjustable Rate Mortgage (ARM)? Now is the time to understand how the ARM works, but more importantly to learn how to have the appropriate... Read more »
Seizing Market Share 3:00 pm
Seizing Market Share
Aug 8 @ 3:00 pm – 4:00 pm
Join Arch MI at Noon PT | 1 PM MT | 2 PM CT | 3 PM ET to learn how to differentiate yourself from the competition and gain market share by becoming the best... Read more »
9
Self-Employed Borrowers — Business Tax Return Analysis 11:30 am
Self-Employed Borrowers — Business Tax Return Analysis
Aug 9 @ 11:30 am – 12:30 pm
Who Should Attend: Loan Officers, Processors, Underwriters This comprehensive webinar shows you how to dig deeper through business tax returns to develop a clearer picture of your self-employed borrower’s income and business financial standing. As we... Read more »
Advanced Self Employed Borrower 1:00 pm
Advanced Self Employed Borrower
Aug 9 @ 1:00 pm – 2:30 pm
Underwriting the self-employed borrower can be a complicated process if you don’t have a clear understanding of the various schedules and how they impact a borrower’s income In this 90 minute advanced session led by... Read more »
HomeReady: Get the Low Down 1:00 pm
HomeReady: Get the Low Down
Aug 9 @ 1:00 pm – 2:00 pm
Learn the basics of Fannie Mae's HomeReady™ product while also learning more about how you can use the product to drive more business In this live session or our four part on-demand series, you will... Read more »
Evaluating Borrower Assets 2:00 pm
Evaluating Borrower Assets
Aug 9 @ 2:00 pm – 3:00 pm
Who Should Attend: Processors, Underwriters, Loan Officers Thorough evaluation of borrower assets is critical in making an informed underwriting decision. Have the borrowers demonstrated an ability to save? Do they have assets sufficient to close the... Read more »
Master the Mystery 3:00 pm
Master the Mystery
Aug 9 @ 3:00 pm – 4:00 pm
Join Arch MI at Noon PT | 1 PM MT | 2 PM CT | 3 PM ET to learn the fundamentals of navigating through personal tax returns including key components of the 1040 Page... Read more »
10
11
12
13
Calculating Income 11:00 am
Calculating Income
Aug 13 @ 11:00 am – 12:30 pm
Learn to calculate income with hands–on exercises and brief review of documentation requirements. Learning Objectives: Understand general guidelines for calculating income. Recommended Prerequisites: None Recommended Audience: Mortgage Professional, Loan Officer, Loan Processor, Underwriter
The Fundamentals of the Mortgage Process – Session 2: Taking the Loan Application and Processing the Loan 11:30 am
The Fundamentals of the Mortgage Process – Session 2: Taking the Loan Application and Processing the Loan
Aug 13 @ 11:30 am – 12:30 pm
Who Should Attend: Loan Officers, Processors, Underwriters In the second of our 3-part Fundamentals series, learn about loan types and programs, questions to ask while completing the loan application, the importance of processing and complete documentation.
14
Mortgage Insurance Basics 11:30 am
Mortgage Insurance Basics
Aug 14 @ 11:30 am – 12:30 pm
Who Should Attend: Processors, Underwriters and Loan Officers new to the mortgage business or looking to refresh their knowledge about mortgage insurance. Max Karl, a Milwaukee real estate attorney, found a better way for lenders to... Read more »
Review and Calculate Base Income 1:00 pm
Review and Calculate Base Income
Aug 14 @ 1:00 pm – 2:00 pm
Review basic calculations of salary and hourly income examples and identify red flags on pay stubs, VOEs and VVOEs. Learning Objectives: Cover ATR, Mortgage Application 1003, Verifying Employment History & Income, Review Freddie/Fannie references Recommended Prerequisites: none... Read more »
Understanding & Reviewing Appraisals 1:00 pm
Understanding & Reviewing Appraisals
Aug 14 @ 1:00 pm – 2:30 pm
A well done appraisal report might take you through some twists and turns but the ending should not surprise you. Let our team walk you through the 1004 (Uniform Residential Appraisal Report) and show you... Read more »
15
Loan Officer’s Checklist for Success 1:00 pm
Loan Officer’s Checklist for Success
Aug 15 @ 1:00 pm – 2:00 pm
To be a successful loan officer it takes tenacity, organizational skills, and the right attitude. It also requires strong skills and time management and knowing when and how to engage with your customers. We all... Read more »
16
LinkedIn Strategies for Loan Officers 11:30 am
LinkedIn Strategies for Loan Officers
Aug 16 @ 11:30 am – 12:30 pm
Who Should Attend: Loan Officers, Managers, Mortgage Professionals This 60-minute webinar offers insight on using LinkedIn to reach a broader audience. You’ll gain a better understanding of LinkedIn basics to increase your visibility and come away... Read more »
Conforming Loan Structuring: Strategies to Win! 1:00 pm
Conforming Loan Structuring: Strategies to Win!
Aug 16 @ 1:00 pm – 2:00 pm
In this session you will learn to: • Understand each MI product that Radian offers and how they can benefit your customer • Determine the best strategy for selling products and closing more loans •... Read more »
Review and Calculate Military Income 1:00 pm
Review and Calculate Military Income
Aug 16 @ 1:00 pm – 2:00 pm
Understand the different types of income and the Leave and Earning Statement (LES). Learning Objectives: Understand different types of income and the LES (Leaving & Earning Statement) Recommended Prerequisites: None Recommended Audience: Mortgage Professional, Loan Officer, Loan Processor,... Read more »
Leverage the Power of Social Media: Lower Risk & Protect Your Reputation 2:00 pm
Leverage the Power of Social Media: Lower Risk & Protect Your Reputation
Aug 16 @ 2:00 pm – 3:00 pm
Who Should Attend: Loan Officers, Managers, Senior Management LIKE, SHARE, FOLLOW – IT’S A SOCIAL REVOLUTION There’s an abundance of opportunity available to originators through social media, and leveraging this popular channel should not be... Read more »
Next Generation Marketing and Sales 3:00 pm
Next Generation Marketing and Sales
Aug 16 @ 3:00 pm – 4:00 pm
Generation Z, born in the mid 1990’s to early 2000’s, represent a larger cohort than Millennials (or Baby Boomers), and is more diverse and technologically savvy. 97% of those in Gen Z believe they will... Read more »
17
Review and Calculate Miscellaneous Income Sources 1:00 pm
Review and Calculate Miscellaneous Income Sources
Aug 17 @ 1:00 pm – 2:00 pm
Discuss different types of income and how to document and calculate for qualifying purposes. We will review income sources such as Public Assistance, Disability, Tips, Foster Care, Social Security, etc. Learning Objectives: Understand the different types... Read more »
18
19
20
Working Virtual 11:00 am
Working Virtual
Aug 20 @ 11:00 am – 12:00 pm
How to Be Productive, Efficient And Valued In this session you will learn tips and best practices when working remotely or “virtual”.  We provide tools for both the remote employee and managers to be effective and... Read more »
The Fundamentals of the Mortgage Process – Session 3: Evaluating Credit, Capacity, Capital & Collateral 11:30 am
The Fundamentals of the Mortgage Process – Session 3: Evaluating Credit, Capacity, Capital & Collateral
Aug 20 @ 11:30 am – 12:30 pm
Who Should Attend: Loan Officers, Processors, Underwriters In the third of our 3-part Fundamentals series, learn about evaluating the Four Cs—credit, capacity, capital and collateral—along with risk layering.
Understanding & Reviewing Condo Appraisals 1:00 pm
Understanding & Reviewing Condo Appraisals
Aug 20 @ 1:00 pm – 2:00 pm
Condominiums sales have become more common over the past decade. This means you will see more Individual Condominium Unit Appraisal Reports in your loan files. In this session you will learn: Key areas of the... Read more »
21
Asset Review 11:00 am
Asset Review
Aug 21 @ 11:00 am – 12:30 pm
Learn how to review bank statements and assets, identify acceptable assets, and identify key compliance and misrepresentation components. Learning Objectives: Learn how to properly calculate assets and reserves for mortgage loans. Recommended Prerequisites: None Recommended Audience: Mortgage Professional,... Read more »
Conquer the Components 1:00 pm
Conquer the Components
Aug 21 @ 1:00 pm – 2:00 pm
Join Arch MI at 10 AM PT | 11 AM MT | Noon CT | 1 PM ET for an overview of The Three C's of mortgage banking including income/employment, assets/reserves and ratios. Understand the... Read more »
Detecting and Avoiding Fraud Schemes 1:00 pm
Detecting and Avoiding Fraud Schemes
Aug 21 @ 1:00 pm – 2:00 pm
Fraud schemes are getting more sophisticated and more costly. We will focus on what Fraud Schemes you might see in your loan files. In this session you will learn: About the most common mortgage fraud... Read more »
Analyzing Appraisals 3:00 pm
Analyzing Appraisals
Aug 21 @ 3:00 pm – 4:00 pm
Join Arch MI at Noon PT | 1 PM MT | 2 PM CT | 3 PM ET to learn the roles and responsibilities of lenders, underwriters and appraisers when it comes to analyzing appraisals... Read more »
22
Best Practices for AUS Follow-Up 11:00 am
Best Practices for AUS Follow-Up
Aug 22 @ 11:00 am – 12:30 pm
In this session you will learn best practices for validating a file to an Automated Underwriting System (AUS) response. Learning Objectives: Reduce the number of loans that are placed in suspense or the number of conditions on... Read more »
Blueprint for Taking a Quality Application 1:00 pm
Blueprint for Taking a Quality Application
Aug 22 @ 1:00 pm – 2:30 pm
Are you looking for a way to close more loans, develop better relationships with your processors and underwriters and reduce the surprise requests of your borrowers? Taking an application is just like creating the blueprint... Read more »
Negotiate the Numbers, The Basics 1:00 pm
Negotiate the Numbers, The Basics
Aug 22 @ 1:00 pm – 2:00 pm
Join Arch MI at 10 AM PT | 11 AM MT | Noon CT | 1 PM ET to learn how to determine qualifying income for self-employed borrowers and understand the different business structures related... Read more »
Negotiate the Numbers Applied: Sole Proprietorship 3:00 pm
Negotiate the Numbers Applied: Sole Proprietorship
Aug 22 @ 3:00 pm – 4:00 pm
Join Arch MI at Noon PT | 1 PM MT | 2 PM CT | 3 PM ET to study the Sole Proprietorship (Schedule C) and learn how to determine expenses for car and truck,... Read more »
23
Understanding the Condo Appraisal 11:30 am
Understanding the Condo Appraisal
Aug 23 @ 11:30 am – 12:30 pm
Who Should Attend: Loan Officers, Processors, Underwriters During this training webinar, we will analyze the various sections of the condo appraisal to help simplify your review. You will learn what property characteristics make a condo unique,... Read more »
Negotiate the Numbers Applied: Partnership, S Corporation, Corporation 3:00 pm
Negotiate the Numbers Applied: Partnership, S Corporation, Corporation
Aug 23 @ 3:00 pm – 4:00 pm
Join Arch MI at Noon PT | 1 PM MT | 2 PM CT | 3 PM ET to study the Partnership (Form 1065), the S Corporation (Form 1120S) and the Corporation (Form 1120). Understand... Read more »
Self-Employed Borrowers — Personal Tax Return Analysis (SAM Method) 3:00 pm
Self-Employed Borrowers — Personal Tax Return Analysis (SAM Method)
Aug 23 @ 3:00 pm – 4:00 pm
Who Should Attend: Loan Officers, Processors, Underwriters This comprehensive training webinar takes you step-by-step through a self-employed borrower’s personal tax returns. Defining common terms and theories such as nonrecurring vs. recurring, depreciation and other noncash expenses... Read more »
24
25
26
27
Self-Employed Borrower: Case Study SAM Part I – Personal Tax Returns 1:00 pm
Self-Employed Borrower: Case Study SAM Part I – Personal Tax Returns
Aug 27 @ 1:00 pm – 2:15 pm
Learn to calculate supportable income for self-employed borrowers using personal tax returns and the Schedule Analysis Method (SAM) Form. Both Fannie Mae and Freddie Mac guidelines are covered. Learning Objectives: Calculate income for Fannie Mae and... Read more »
Self-Employed Borrower: Case Study SAM Part II – Business Tax Returns 3:00 pm
Self-Employed Borrower: Case Study SAM Part II – Business Tax Returns
Aug 27 @ 3:00 pm – 4:30 pm
Session highlights when Business Income can be used as Qualifying Income for a mortgage transaction for both Fannie Mae and Freddie Mac. Learn how Business Income from K-1’s (1120S & 1065) flow into the Personal... Read more »
28
TRID 2.0 – Clarity and Improvement Coming in 2018 3:00 pm
TRID 2.0 – Clarity and Improvement Coming in 2018
Aug 28 @ 3:00 pm – 4:00 pm
Who Should Attend: Loan Officers, Mortgage Professionals, Underwriters, Processors TRID 2.0 will clarify several of the confusing points that TRID has caused over the past 2 years, including: Construction loan disclosures Written list of providers Disclosures... Read more »
29
30
Calculating Rental Income 12:00 pm
Calculating Rental Income
Aug 30 @ 12:00 pm – 1:00 pm
The course will help you understand general guidelines for calculating rental income, including recent Fannie Mae/Freddie Mac announcements and forms, as well as how to use Schedule E. Learning Objectives: Learn how to calculate rental income... Read more »
Understanding Affordability Options 2:00 pm
Understanding Affordability Options
Aug 30 @ 2:00 pm – 3:00 pm
In this ever-changing market, the more options you have, the greater your opportunity. Come explore conventional loan product options and discover which product works best for each unique borrower, including those with high LTVs. Learning... Read more »
31

EqualHousingLenderLogo

Equal Housing Lender. Franklin American Mortgage Company, a division of Citizens Bank, N.A., a national banking association, whose address is One Citizens Plaza, Providence, RI 02903. Company NMLS #433960. For mortgage banking professionals only; not authorized for distribution to consumers or third-parties. All info herein is current as of 8/1/18 and subject to change without notice.